Anti -Fraud / AML Lead

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Skills<\/b>
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• Python
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• SQL
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• Microsoft Excel
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  About the Client<\/b>
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  Our client is building a next -generation consumer finance platform for emerging markets in collaboration with major global distribution partners. The product is a unified virtual banking and cryptocurrency wallet designed to enable seamless, secure financial transactions across borders.
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  Why This Matters<\/b>
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  Stablecoins are rapidly transforming cross -border payments, creating a rare opportunity to re -architect financial infrastructure for the nearly 3 billion people who lack access to efficient, affordable financial services.
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  Team and Culture<\/b>
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  The company operates as a small, senior -only engineering team focused on speed, quality, and ownership. It is well -funded, based in San Francisco, and led by experienced founders with multiple successful exits. Every hire has direct influence on product direction and delivers immediate, real -world impact on global financial inclusion.
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  The Role<\/b>
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  This is a foundational, hands -on role for someone who is excited to build fraud capabilities from the ground up. You will have meaningful influence over product decisions, vendor selection, and operating processes from day zero. The scope of work will evolve over time.
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  Early stage:
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  Partner with product and engineering teams to define fraud strategy, risk appetite, and core controls.
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  Pre -launch:
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  Help design and implement fraud prevention mechanisms directly into the product, workflows, and vendor stack.
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  Post -launch:
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  Own day -to -day fraud monitoring, investigation, and optimization as transaction volume scales.
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  Requirements<\/h3>

  What You Will Do<\/b>
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  Fraud Strategy and Design (Early Stage)<\/b>
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  • Partner with product and engineering teams to define the company’<\/span>s fraud risk framework, risk tolerance, and success metrics
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  • Identify key fraud vectors across:
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    • Card issuance and transactions
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    • Account onboarding and KYC -related abuse
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    • Wallet and bank account activity
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    • Cross -border and emerging -market specific risks
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    • Evaluate and recommend fraud vendors, tools, and data sources such as device fingerprinting, transaction monitoring, and card network tools
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      Product and Systems Implementation (Pre -Launch)<\/b>
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      • Work closely with product and engineering to embed fraud prevention and detection into product flows
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      • Define rules, alerts, and escalation logic
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      • Balance fraud controls with user experience
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      • Help design internal workflows for:
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        • Transaction reviews and investigations
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        • User communication and remediation
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        • Chargebacks and disputes
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          Fraud Operations (Post -Launch)<\/b>
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          • Monitor live transactions and fraud alerts
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          • Investigate suspicious activity and make real -time risk decisions
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          • Manage card disputes, chargebacks, and recovery processes
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          • Analyze fraud trends and continuously optimize rules and controls
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          • Provide regular reporting to leadership on fraud performance and risk exposure
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